You’re driving home from work, thinking about dinner, when — bam — you feel that jolt. You’ve been rear-ended.The other driver’s fine, you’re fine, but your heart’s racing and your mind’s spinning. Most of us think, “Well, that’s what insurance is for.”And yes, that’s true. But what happens between that moment of impact and the day your claim is closed isn’t always straightforward — and the wro ...

It happens on a daily basis.  The reason why most people pick up the phone and call their insurance agency.  The bill came in the mail, a claim hasn’t been filed in several years (or if ever) and it just seems “way too expensive.” What’s the answer you commonly get?  “The price is what it is and there’s nothing we can do.”  While that’s SOMETIMES the case, other times your insurance people are doi ...

Believe it or not, your typical homeowners policy doesn’t cover EVERYTHING.  Crazy right?! I’m sure you all can read the sarcasm right now but it’s true. A tool, or policy if you will, that you can purchase to fill in some gaps in coverage is a home warranty program.  There are several companies out there that sell these. A few of the big ones are American home shield, Fidelity, First American an ...

Auto insurance is the item I get asked about the most in my day to day operation.  You hear about auto insurance ALL the time and it seems like it’s the majority of commercials you see on a regular basis.  It’s either auto insurance or food right?  You get car manufacturers too so throw that in there.  My point being that auto insurance is a hot topic and you get a lot of info ...

Insurance is a funny thing.  I say that as a professional insurance agent too.  It is a thing that brings about a lot of different emotions for people.  I’d say for a majority of people it’s frustrating and can be kind of a big pain in the butt.  Just another bill to pay without seeing any real value in it.  That can especially be the case if you’ve never had something horrible happen to you.  If ...

As I sit here writing this, fall is upon us.  We just had the first official day of fall last week and today there is a slight bite in the air.  We did have some crazy California weather earlier this week and had a major heat wave here in the Bay Area.  It was upper 90s and didn’t seem to cool off even at night.  You know those hot summer nights that are just awful to the point where you can’t sle ...

Hey everyone.  Hope all is going well with everyone.  I wanted to write about this topic because it’s a question I get asked by people almost on a daily basis.  It’s one of the most frequently asked questions we get here at our agency.  When you go on a trip, whether it be a vacation, trip for work, etc a lot of you probably rent a car so you can get around easier.  What happens when you get to th ...

Alright so here we go.  Let’s dive right in with the first, well second, post from the Bravo Team blog and talk about the big thing you think about when it comes to insurance.  That’s your car insurance.  You see and hear the ads all the time on the TV and radio about saving money and helping you with this and that.  You see the advertisements online and you’ve probably shopped for car insurance o ...

Hey everyone, and welcome to The Bravo Team’s page!  We really appreciate you taking the time to check us out and give us a read.I’m going to keep this real simple and sweet and get right to the point.  Who are we?  What do we do?  What’s in it for me to read this??  Well, all good questions…  Insurance is the answer. Insurance?!  You’re probably saying, not something I want to read about.  Not so ...