February 21, 2023
Hey everyone. Christmas is right around the corner and it’s always a great time of year. We’ve got the holidays coming up, NFL is heating up, we got the college football bowl season upon us and the NHL and NBA are in full swing. What a wonderful time of the year! Not to mention the best part, spending time with loved ones and reflecting on everything you’ve been blessed with. Something we often take for granted.
A topic and thought that is absolutely terrifying for a lot of people is the thought of not being here anymore. Passing away is an awful reality for all of us and none of us know when our number is going to be called. Although a scary thought and not a comfortable one to think about, it’s always best to be prepared for the unexpected. Just like you want to be prepared for unexpected things like a car accident, a fire in your home, and so forth, you want to be prepared and set your loved ones up if god forbid you didn’t make it to tomorrow. Life insurance is the most important thing we offer and the most important insurance policy you can buy. It will replace your income if god forbid something happens to you so that your family can be financially stable after you’re gone. It doesn’t make the pain of losing someone go away, but i can tell you from personal experience, that it removes stress when you lose a loved one. Money is something a lot of people stress about and the last thing you’d want to do when grieving over losing a loved one is have to throw financial stress on top of it.
I’m rambling a little bit about this but I’m just so passionate about this topic. I’ve seen it go both ways: losing a loved one with and without proper life insurance. My father passed away unexpectedly at the young age of 59, leaving behind a 58 year old wife and two kids. He knew the importance of having a plan in place and because of his selflessness and proper planning, my mom never has to worry about money or work again. She can think about him in the best light and remember the good times and live her life on her terms and however she wants. Thank you dad for doing that for us and for taking care of us.
I also had a friend lose a loved one who didn’t have life insurance in place. They had to use a go fund me page to try and just pay for his funeral and there is just so much uncertainty that it’s completely sad and horrible. All because he was the primary bread winner and now he’s gone. Do I have to go back to work? How am I going to make this house payment by myself? What about my kids and their college tuition? What about all of my other bills? These are all questions his widow is asking herself because the unexpected happened.
This isn’t something you often think or even want to think about quite frankly. The reason I bring it up is well, it’s my job. That aside, these things DO happen and doing what I do, I see good things happen to the best people on a daily basis. Having life insurance is the most important thing you can do to protect your loved ones. Even having some through work is better than having nothing at all. I do suggest always owning some on your own because life insurance with work is often volatile and can be discontinued at any time by most employers. Whether it be giving us a call to get a quote and get more information or doing some research and getting some on your own, it’s ALWAYS a must to get life insurance.
I’ll post some future stuff on more life insurance details and the difference between having your own policy vs just having it at work but for now, just know it’s beyond important and give us a call if you have questions or want some help. Bye for now and thanks for reading!
Cheers! -Ryan Bravo