January 1, 2023
Hey everyone, and welcome to The Bravo Team’s page! We really appreciate you taking the time to check us out and give us a read.
I’m going to keep this real simple and sweet and get right to the point. Who are we? What do we do? What’s in it for me to read this?? Well, all good questions… Insurance is the answer. Insurance?! You’re probably saying, not something I want to read about. Not something I’m fond of and it’s just another GIANT bill to pay and a big pain in the butt.
Well, you’re not wrong. Insurance is a giant bill to pay. In fact, most people spend more on insurance then all other services combined in their lives. It’s a fact, and most states (especially CA where we are located) require that you have it, at least auto insurance. If you own a home, your lender requires it. Now the US government requires you have health insurance. It’s just one of those things you must have and pay.
But… and a big but… when are we glad we have it? When we need it right?! When that bad thing happens that we didn’t anticipate and you ask ahhh why did this happen to me?? That’s when you want your insurance company to come in like a knight in shining armor and ease your pain, calm your mind and help you from financial devastation. That’s when it’s time for the insurance company to put their money where their mouth is and make sure you’re protected and help you out. I’m not talking about the things that happen that are minor like a parking lot fender bender at 2 mph. Those things may ruin your day, but tomorrow you’ll forget about it and move on. I’m talking about the things that happen that ruin lives. Like hitting a child in a parking lot, having your house burn down to the ground, losing a loved one unexpectedly. That’s when you need your insurance to do what you pay it to do, help you at your darkest hour.
So, that’s great and all. What’s the point of all this? Are we just another blue suede shoes group of insurance people trying to get you to buy from us? Definitely not. Who are we then? We are a family owned agency that’s been in business since 1979. We represent Farmers
Insurance who is celebrating their 90th anniversary this year. Our agency was started by Ralph Bravo in 1979 and is recognized as one of the top insurance agencies in the country. Ralph was also the very first inductee into the Farmers Insurance Hall of Fame (yes there is such a thing). Now we’re owned and operated by Ryan Bravo (the guy typing all of this) and my brother Michael Bravo. We’ve got team members who you can read about on our site who have been here helping families for decades. We’re one of the tops and not because we sell so many of x and a whole bunch of y, it’s because we do one thing extremely well and that’s the point of this blog… we educate. We teach people what you’re actually buying and why it makes sense to get this, drop that, do this etc.
When you go online to buy insurance you basically randomly pick from a whole bunch of different things and if you’re like most people, you ask yourself, what in the hell am I actually buying? Then you go with the cheapest option. The online companies of the world have turned insurance into a commodity and that’s dangerous. It’s dangerous because unless you’re a professional, you’re not going to know what you’re buying and you could be seriously in financial trouble if something major happens. I’ve seen it so many times and it’s sickening. Even if you do all of your homework, know it inside and out, make an educated buying decision, are you going to remember all of it 5 years down the road? Probably not, because the industry is constantly changing. We need to legally do continuing education on a constant basis so we can keep up with it all, and this is what we do every day! How are you going to do the same when you have bills to pay, a family to feed, and your own career to work on? That’s why having an agent is valuable and that’s why we’re doing this blog. We are going to do at least one post a week on a variety of topics ranging from a wide spectrum of insurance items. From auto insurance, to life insurance, to business insurance, to long term care, you get the idea. We’re here to help you know the skinny on insurance and to help you make informed decisions. Of course, reach out to us if you want more detail on anything or have specific questions, we have a team here to set up appointments with you and help with anything you need. Just cruise around our site and reach out via phone, email, text, fax, carrier pigeon, whatever works for you! We also love getting out from behind our desks and meeting new people so you’re always welcome to swing on by too!
For now, a huge thank you for checking out the site and blog. I hope you enjoy and get something out of it. We’re here to protect what you’ve worked so hard for and always here to help!
Cheers,
-Ryan Bravo